• Payments entered are not instantaneously credited to your account. A customer service representative will review your account         and payment information prior to posting. You may be contacted if additional information is necessary.

• All payments will be reviewed to determine if the amount being paid is sufficient to pay off the balance within a reasonable period of time. If the amount being paid is deemed to be insufficient to liquidate the account within a reasonable time period, you may be contacted.

• Certain creditors do not permit payment via credit or debit card. If this situation applies, you will be notified and your payment will     not be processed.

• All payments processed through the automated payment system will be credited against the current balance due and owing on         the account. Acceptance of a payment does not constitute an agreed upon payment arrangement or acknowledgement of a               qualifying payment amount for specific programs.

• To see a list of rights that may be available to you by state, click here.

• Print and retain the confirmation page upon completion of the payment information. Receipts are not provided in any other form.

• When you provide a check as payment, you authorize us to use the information from your check to make a one-time electronic         fund transfer from your account or to process the payment as a check transaction. When we use the information from your check     to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day you make your                 payment, and you will not receive your check back from your financial institution.

• If you have any questions regarding the information above, require your current account balance, or need additional information       pertaining to payments, do not proceed to the payment page at this time. Instead, contact our offices at the number on the notice       mailed to you or call our main office number of 866-484-0204.